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Michael Toppi

Executive Vice President, Global Head of Surety Risk

Tel: +1 860 760 7730

Our Commercial Surety unit provides an unparalleled level of commitment, service and underwriting expertise.

We support the commercial surety needs of Fortune 1000, publicly traded and large, privately held companies. 

Our professional team has underwriting expertise in the mining and minerals, oil and gas, municipal solid waste hauling and disposal, and commercial contracts segments. 

We deliver results by understanding the unique needs and challenges of your business, taking a thoughtful solutions-oriented approach to the underwriting process, and working in partnership with our dedicated surety legal/claims group. In addition, our global network enables us to issue surety bonds in over 60 countries, allowing us to go wherever your business takes you.

Our US Treasury underwriting limitation is $45,449,000 for federal obligees, effective July 1, 2017. Aspen American Insurance Company is rated "A" XV by AM Best and licenced in all 50 states, the District of Columbia, US Virgin Islands and Puerto Rico.

Download our Broker Reference Guide

Global Surety

Program (aggregate) commitments up to $100 million
AAIC’s U.S. Treasury Single Bond Underwriting limit is $45,449,000 for Federal Obligees.

Risk Appetite

Target industries and businesses
Energy/oil & gas Mining & minerals 
Healthcare  Public utilities 
Industrials Technology
Manufacturing Transportation
Waste services Insurance & financial services